UK income tax · PAYE FY 2026/27 LIVE

Know your take-home
to the penny.

Income tax with frozen bands, Class 1 National Insurance, salary sacrifice pensions, marriage allowance and student loan plans — modelled against the locked HMRC 2026/27 ruleset. Built for the 60% tax trap and beyond.

  • Income tax, Class 1 NI & student loan plans 1, 2, 5, PGL
  • Salary sacrifice, marriage allowance & custom tax codes
  • 60% PA-taper trap detection with pension-escape modelling
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Tax year
2026/27
Personal Allowance
£12,570
Higher rate from
£50,270
Additional rate from
£125,140